$6000 First time Utah Homebuyers grant!

The pot just keeps getting sweeter! Low interest- lots of homes to pick from- $8000 rebate if you haven't owned a home in 3 years, and now for the residents of Utah a $6000 grant from the state! It doesn't get much better! Take this beautiful rambler on a huge .45 acre lot with the basement completely finished! Already a super bargain at only $229K. Real wood floors throughout! 5 bedroom + a big office, 2 family rooms, 3 baths, auto sprinklers, fenced and even a large shed! This home is located on a private cul-de-sac in Grantsville Utah. Located at 357 Plaza Circle.

You will love the town of Grantsville! It is where we have lived for the last 10 years. It is a small town with all of the city convenience. SLC is only a 30 min drive. Tooele is 15 min away and has all of the big town shopping available. This lovely town of about 8500 has beautiful mountains 7 min. from my front door! A reservoir for fishing and secondary irrigation. We also have the most fantastic 4 wheeling nearby also. My husband Bryan & I love to take the grandkids up a canyon that we can drive right out of the driveway to. We take a few shortcuts going on some back roads and we are right in this beautiful canyon. At the top of the trail is an old abandoned mine. We always stop there for a snack and beautiful vistas. The grandkids love swinging over a little stream on a rope. It makes them feel very adventurous and the pictures give their moms a heart attack. It looks much scarier than it is.

We feel very blessed to live in this oasis of peace and tranquility with wonderful neighbors and friends around us. The only thing that we are missing is all of our kids. I am trying to talk them into the move!

There are some income limits on the grant, but they are quite high and on a sliding scale according to family size. The grant needs to be used for a new home that has never been lived in. We have lots of those out here!

Time to Move?

Are you trying to decide if now is a good time for you to move or stay put? This question is puzzling many people right now. Some great questions to ask yourself before making this crucial decision are:

• What are the reasons I am wanting to sell?

If you are wanting to move into a larger, nicer home now is the perfect time to sell. Why? Because if your home is in a lower price range, the values are not down that much. You will more than pick up any discount you will need to make on your purchase. Homes in the upper and middle price brackets are discounting heavily to find a qualified buyer.

Are you just wanting a nicer home. Is the sq. footage fine, just not the layout you would love? Then perhaps a refinance to pull out some equity and update your home would be your best bet. There are a lot of contractors out of work right now and you can find quality work at great discounts. Moving a wall, expanding out or up might be your perfect solution.

Am I considering a job relocation? A lot of companies will pick up your loss and your closing costs to relocate. What is the housing market where you are re-locating? What is the cost of living like? The internet makes answering those questions easier than ever before.

After you decide the reason you are exploring a move ask about financing. Is your credit what it should be to get the best financing? Credit scores of over 650 will give you a lot of options. In the 700's you are in good shape. Below those, get busy and start your credit clean up process. With diligence and a little guidance you can get those scores up to par in just a short time. Need help? Call The Solutions Team for your free credit clean up program. 435 884 9449.

Is now a good time to sell? Depends on your circumstances... Is it a good time to buy? Absolutely! Prices are lower than they have been for 2 years. Interest rates are great! Sellers are negotiating. It is the perfect time to buy!